### One account per participant
 
You cannot sign up to Kaggle from multiple accounts and therefore you cannot submit from multiple accounts.
 
### No private sharing outside teams
 
Privately sharing code or data outside of teams is not permitted. It's okay to share code if made available to all participants on the forums.
 
### Team Mergers
 
Team mergers are allowed and can be performed by the team leader. In order to merge, the combined team must have a total submission count less than or equal to the maximum allowed as of the merge date. The maximum allowed is the number of submissions per day multiplied by the number of days the competition has been running.
 
### Team Limits
 
The maximum team size is 5.
 
### Submission Limits
 
You may submit a maximum of 5 entries per day.
 
You may select up to 2 final submissions for judging.
 
 
### COMPETITION-SPECIFIC RULES
 
You understand and agree to these Competition-Specific Rules:
 
#### **ELIGIBILITY OF PARTICIPANTS CONNECTED TO COMPETITION SPONSOR**
The full list of host organisations for this competition is as follows: Imperial College London, Institute and Faculty of Actuaries, Actuaries Institute Australia, Singapore Actuarial Institute and The Université du Québec à Montréal (UQAM).
 
Employees, Students, Interns, contractors, officers and directors of the host organisations can participate and win this competition unless:
1. They have had any contact with individuals on the organising committee regarding this competition, excluding contact related to promotional efforts.
2. They are members of the organising committee
3. They have had access to the competition dataset in any form prior to the official launch of the competition.
  
#### **INDIVIDUALS AND TEAMS.**
 
A. *Individual Account*. You may make Submissions only under one, unique Kaggle.com account. You will be disqualified if you make Submissions through more than one Kaggle account, or attempt to falsify an account to act as your proxy. You may submit up to the maximum number of Submissions per day as specified on the Competition Website.
 
B. *Teams*. If permitted under the Competition Website guidelines, multiple individuals may collaborate as a team (a "Team"); however, you may join or form only one Team. Each Team member must be a single individual with a separate Kaggle account. You must register individually for the Competition before joining a Team. You must confirm your Team membership to make it official by responding to the Team notification message sent to your Kaggle account. Team membership may not exceed the Maximum Team Size stated on the Competition Website.
 
C. *Team Merger*. Teams may request to merge via the Competition Website. Team mergers may be allowed provided that: (i) the combined Team does not exceed the Maximum Team Size; (ii) the number of Submissions made by the merging Teams does not exceed the number of Submissions permissible for one Team at the date of the merger request; (iii) the merger is completed before the earlier of: any merger deadline or the Competition deadline; and (iv) the proposed combined Team otherwise meets all the requirements of these Rules.
 
#### **DETERMINING WINNERS.**
 
Each Submission will be scored and ranked by the evaluation metric stated on the Competition Website. During the Competition Period, the current ranking will be visible on the Competition Website's public leaderboard. The potential winner(s) are determined solely by the leaderboard ranking on the private leaderboard, subject to compliance with these Rules. The public leaderboard will be based on the public test set and the private leaderboard will be based on the private test set.
 
In the event of a tie, the Submission that was entered first to the Competition will be the winner. In the event a potential winner is disqualified for any reason, the Submission that received the next highest score rank will be chosen as the potential winner.