![\"\"](\"https://storage.googleapis.com/kaggle-media/competitions/kaggle/5325/media/allstate_banner-660x120.png\")
Each row in this dataset represents an insurance claim. You must predict the value for the 'loss' column. Variables prefaced with 'cat' are categorical, while those prefaced with 'cont' are continuous.
\r\nWhen you’ve been devastated by a serious car accident, your focus is on the things that matter the most: family, friends, and other loved ones. Pushing paper with your insurance agent is the last place you want your time or mental energy spent. This is why Allstate, a personal insurer in the United States, is continually seeking fresh ideas to improve their claims service for the over 16 million households they protect.
\r\n
Allstate is currently developing automated methods of predicting the cost, and hence severity, of claims. In this recruitment challenge, Kagglers are invited to show off their creativity and flex their technical chops by creating an algorithm which accurately predicts claims severity. Aspiring competitors will demonstrate insight into better ways to predict claims severity for the chance to be part of Allstate’s efforts to ensure a worry-free customer experience.
\r\nNew to Kaggle? This competition is a recruiting competition, your chance to get a foot in the door with the hiring team at Allstate.
", "isPublished": false, "hasIsPublished": false, "postTitle": "", "hasPostTitle": false, "mimeType": "", "hasMimeType": false }, { "name": "Evaluation", "content": "Submissions are evaluated on the mean absolute error (MAE) between the predicted loss and the actual loss.
\r\nFor every id in the test set, you should predict the loss value. The file should contain a header and have the following format:
\r\nid,loss", "isPublished": false, "hasIsPublished": false, "postTitle": "", "hasPostTitle": false, "mimeType": "", "hasMimeType": false }, { "name": "rules", "content": "\r\n\t\r\n
4,0
6,1
9,99.3
etc.
You cannot sign up to Kaggle from multiple accounts and therefore you cannot submit from multiple accounts.
\r\n\r\n Privately sharing code or data outside of teams is not permitted.\r\n It's okay to share code if made available to all participants on the forums.\r\n
\r\nTeam mergers are not allowed in this competition.
\r\n\r\nThe maximum size of a team is 1 participant.
\r\nYou may submit a maximum of 5 entries per day.
\r\nYou may select up to 2 final submissions for judging.
\r\nStart Date: 10/10/2016 6:02 PM UTC
\r\nMerger Deadline: None
\r\nEntry Deadline: 12/5/2016 11:59 PM UTC
\r\nEnd Date: 12/12/2016 11:59 PM UTC
\r\n\t\r\nCOMPETITION NAME (the 'Competition'): Allstate Claims Severity
\r\nCOMPETITION SPONSOR: Allstate Insurance Company
\r\nCOMPETITION WEBSITE: https://www.kaggle.com/c/allstate-claims-severity
\r\nWINNER LICENSE TYPE: Recruiting Competition
\r\nMAXIMUM TEAM SIZE: as listed above
\r\nMAXIMUM SUBMISSIONS PER DAY: as listed above
\r\nALLSTATE PREDICTION COMPETITION OFFICIAL RULES
\r\nNO PURCHASE OR QUOTE NECESSARY TO ENTER.
\r\nVOID WHERE PROHIBITED OR RESTRICTED BY LAW.
\r\nThe ALLSTATE DATA PREDICTION COMPETITION (“Competition”) is sponsored and administered by Allstate Insurance Company (“Competition Sponsor”), 2775 Sanders Road Northbrook, IL 60062 and hosted by Kaggle Inc. (“Kaggle”).
\r\nThese are the complete, official rules for the Competition (the “Competition Rules”) and incorporate by reference the contents of the Competition Website listed above.
\r\nBy downloading a dataset linked from the Competition Website, submitting an entry to this Competition, or joining a Team in this Competition, the participant (“You” or “Participant”) agrees to be bound by these Competition Rules which constitute a binding agreement between You and the Competition Sponsor.
\r\nThe Competition is sponsored by the Competition Sponsor listed above and hosted on the Sponsor's behalf by Kaggle.
\r\nThe Competition will run from Start Date to End Date as listed on the Competition Website. Note that Competition deadlines are subject to change without notice and additional hurdle deadlines may be introduced during the Competition. Any additional or altered deadlines not already described in these Competition Rules will be publicized to the Participants via the Competition Website. It is the Participant's responsibility in this Competition to check the website regularly throughout the Competition to stay informed of any new or updated deadlines. Neither Kaggle nor the Competition Sponsor are responsible for any Participant's failure to do so.
\r\nA Participant must be an individual . Participants may only participate using a single, unique Kaggle account registered at http://www.kaggle.com. Use of more than one Kaggle account per individual Participant is a breach of these Competition Rules. Competition Sponsor reserves the right to disqualify any Participant who is found to breach this or any of the other Competition Rules.
\r\nThe Competition is open to all individuals over the age of 18 at the time of entry.
\r\nOfficers, directors, employees and advisory board members (and their immediate families and members of the same household) of the Competition Sponsor, Kaggle and their respective affiliates, subsidiaries, contractors (with the express exception of Kaggle's authorized Kaggle Community Evangelists), agents, judges and advertising and promotion agencies are not eligible to participate in the Competition.
\r\nNo prizes will be distributed to winners, though a leaderboard will be posted on the Competition Website showing results of entries. In addition, Competition Sponsor may contact any entrant to discuss possible employment opportunities.
\r\n'Submission' or 'submission' means the material submitted by you in the manner and format specified on the Website via the Submission form on the Competition Website. You may submit up to five (5) Submissions per day . All Submissions must be uploaded to the Competition Website in the manner and format specified on the Competition Website. Submissions must be received prior to the Competition End Date deadline and adhere to the guidelines for Submissions specified on the Competition Website.
\r\nSubmissions may not use or incorporate information from hand labeling or human prediction of the validation dataset or test data records.
\r\n'Data' means the Data or Datasets available to be downloaded from the Competition Website for use by Participants in the Competition. For the avoidance of doubt, Data is deemed to include any prototype or executable code provided to Participants by Kaggle or Competition Sponsor via the Competition Website. Participants must use the Data only as permitted by these Competition Rules and any associated data use rules specified on the Competition Website.
\r\nUnless otherwise permitted by the terms of the Competition Website, Participants must use the Data solely for the purpose and duration of the Competition, including but not limited to reading and learning from the Data, analyzing the Data, modifying the Data and generally preparing your Submission and any underlying models and participating in forum discussions on the Competition Website. Participants agree to use suitable measures to prevent persons who have not formally agreed to these Competition Rules from gaining access to the Data and agree not to transmit, duplicate, publish, redistribute or otherwise provide or make available the Data to any party not participating in the Competition. Participants agree to notify Kaggle immediately upon learning of any possible unauthorized transmission or unauthorized access of the Data and agree to work with Kaggle to rectify any unauthorized transmission. Participants agree that participation in the Competition shall not be construed as having or being granted a license (expressly, by implication, estoppel, or otherwise) under, or any right of ownership in, any of the Data.
\r\nUnless otherwise expressly stated on the Competition Website, Participants must not use data other than the Data to develop and test their models and Submissions. Competition Sponsor reserves the right in its sole discretion to disqualify any Participant who Competition Sponsor discovers has undertaken or attempted to undertake the use of data other than the Data, or who uses the Data other than as permitted according to the Competition Website and in these Competition Rules, in the course of the Competition.
\r\nParticipants are prohibited from privately sharing source or executable code developed in connection with or based upon the Data, and any such sharing is a breach of these Competition Rules and may result in disqualification.
\r\nParticipants are permitted to publicly share source or executable code developed in connection with or based upon the Data, or otherwise relevant to the Competition, provided that such sharing does not violate the intellectual property rights of any third party. By so sharing, the sharing Participant is thereby deemed to have licensed the shared code under the MIT License (an open source software license commonly described at <http://opensource.org/licenses/MIT>).
\r\nA Submission will be ineligible to win a prize if it was developed using code containing or depending on software licensed under an open source license:
\r\n* other than an Open Source Initiative-approved license (see <http://opensource.org/>); or
* an open source license that prohibits commercial use.
This Competition is a challenge of skill. Participants' scores and ranks on the Competition Website at any given stage of the Competition will be based on the evaluation metric described on the Competition Website, as determined by applying the predictions in the Submission to the ground truth of a validation dataset whose instances were a fixed set sampled from the Data. The evaluation metric used for scoring and ranking Submissions will be displayed on the Competition Website.
\r\nThe evaluation metric used for scoring and ranking Submissions will be displayed on the Competition Website.
\r\nNo cash prize is offered to the winners of this Competition, but Competition Sponsor will contact high scoring Participants concerning possible employment, allowing such Participants to bypass resume review and being marked as eligible for a technical telephone screening in the hiring process. All decisions of the Competition Sponsor and judges will be final and binding on all matters relating to this Competition. Competition Sponsor reserves the right to examine the Submission and any associated code or documentation for compliance with these Competition Rules. In the event that the Submission demonstrates a breach of these Competition Rules, Competition Sponsor may at its discretion take either of the following actions:
\r\n* disqualify your Submission(s); or
* require that you remediate within one week all issues identified in your Submission(s) (including, without limitation, the resolution of license conflicts, the fulfillment of all obligations required by software licenses, and the removal of any software that violates the software restrictions).
A tie between two or more valid and identically ranked submissions will be resolved in favour of the tied submission that was submitted first.
\r\nAs a condition of entry into the Competition, Participants must deliver the final model’s software source code as used to generate the winning Submission and all associated documentation (consistent with the winning model documentation template available on the Kaggle wiki at: https://www.kaggle.com/wiki/WinningModelDocumentationTemplate) to the Competition Sponsor. The delivered software code must be capable of generating the winning Submission and contain a description of resources required to build and/or run the executable code successfully.
\r\nBy entering the Competition, Participants agree to allow Competition Sponsor and/or Sponsor's designee the perpetual right to use their name, biographical information, Submissions, photos and/or likeness, and statements for promotion, trade, commercial, advertising and publicity purposes, at any time or times, in all media now known or hereafter discovered including live television, worldwide, including but not limited to on the World Wide Web and Internet, without notice, review or approval and without additional compensation except where prohibited by law. By entering the Competition, Participants also agree to participate in media opportunities, which may include in-person and remote interviews, as arranged by Competition Sponsor or Kaggle.
\r\nThis Competition is a Recruiting Competition under which Competition Sponsor seeks to find potential new employees. Participant agrees to grant and hereby grants to Competition Sponsor a perpetual, irrevocable, worldwide, royalty-free, transferable, and sublicenseable right to use, review, reproduce, and internally distribute the Submission (including any and all submitted source code) in connection with evaluating Participant's suitability for employment, provided that the Submission licensed as set forth above will not be used for Competition Sponsor’s commercial purposes except as may otherwise be set forth in this Agreement. Competition Sponsor does not guarantee employment or continued employment to any person and any offers of employment which may result from this Competition will be for employment “at will” as that term is defined under the laws of the state of Illinois. Competition Sponsor retains discretion as to whom it will interview and hire and neither participation in nor winning of this Competition will obligate Competition Sponsor to interview or hire any individual.
\r\nParticipating using more than one Kaggle account is not allowed and, if discovered, will result in disqualification from the Competition and any other affected Competitions and may result in banning or deactivation of affected Kaggle accounts.
\r\nBy registering, You agree that (a) your Account is complete, correct and accurate and (b) your registration may be rejected or terminated and all Entries submitted by You may be disqualified if any of the information in your Account is (or Competition Sponsor has reasonable grounds to believe it is) incomplete, incorrect or inaccurate. You are solely responsible for your Account. All registration information is deemed collected in the United States.
\r\nParticipation is subject to all federal, state and local laws and regulations. Void where prohibited or restricted by law. You are responsible for checking applicable laws and regulations in your jurisdiction before participating in the Competition to make sure that your participation is legal. You are responsible for all taxes and reporting related to any award that You may receive as part of the Competition. You are responsible for abiding by your employer's policies regarding participation in the Competition. Competition Sponsor disclaims any and all liability or responsibility for disputes arising between You and your employer related to this Competition.
\r\nEach Participant is solely responsible for providing or obtaining all equipment, including but not limited to a computer and internet connection, necessary to access the Competition Website and to develop and upload any Submission, and any telephone, data, hosting or other service fees associated with such access, as well as all costs incurred by or behalf of the Entrant in participating in the Competition.
\r\nBy entering a Submission, You represent and warrant to Kaggle and Competition Sponsor that all information You enter on the Competition Website is true and complete to the best of your knowledge, that You have the right and authority to make the Submission (including any underlying code and model) on your own behalf or on behalf of the persons and entities that You specify within the Submission, and that your Submission:
\r\n* is your own original work, or is used by permission, in which case full and proper credit and identify is given and the third party contributions are clearly identified within your Submission;
* does not contain confidential information or trade secrets and is not the subject of a registered patent or pending patent application;
* does not violate or infringe upon the patent rights, industrial design rights, copyrights, trademarks, rights of privacy, publicity or other intellectual property or other rights of any person or entity;
* does not contain malicious code, such as viruses, timebombs, cancelbots, worms, Trojan horses or other potentially harmful programs or other material or information;
* does not and will not violate any applicable law, statute, ordinance, rule or regulation;
* does not trigger any reporting or royalty obligation to any third party; and
* was not previously published and has not won any other prize/award.
A breach of any of these warranties will result in the corresponding Submission being invalid.
By entering Competition, each Participant hereby releases and agrees to indemnify and hold harmless the Competition Sponsor and Kaggle, from and against any and all costs, claims, damages, or any other injury, whether due to negligence or otherwise, to person(s) or property (including, without limitation, death or violation of any personal rights, such as violation of right of publicity/privacy, libel, or slander, false advertising, intellectual property right infringement), due in whole or in part, directly or indirectly, to participation in the Competition including attachment of any photograph, or arising out of participation in any Competition or Prize related activity.
\r\nBy participating in the Competition, each Participant agrees to release, indemnify and hold harmless Competition Sponsor, Kaggle, their respective affiliates, subsidiaries, advertising and promotions agencies, as applicable, and each of their respective agents, representatives, officers, directors, shareholders, and employees from and against any injuries, losses, damages, claims, actions and any liability of any kind resulting from or arising out of your participation in or association with the Competition. Competition Sponsor is not responsible for any miscommunications such as technical failures related to computer, telephone, cable, and unavailable network or server connections, related technical failures, or other failures related to hardware, software or virus, or incomplete, late or misdirected Submissions. Competition Sponsor reserves the right to cancel, modify or suspend the Competition without prior notice should any computer virus, bug or other technical difficulty or other causes beyond the control of Competition Sponsor corrupt the administration, security or proper play of the Competition, and to determine winners from among Submission not affected by the corruption, if any, in its sole discretion.
\r\nNeither Kaggle nor Competition Sponsor are responsible for: (a) late, lost, stolen, damaged, garbled, incomplete, incorrect or misdirected Entries or other communications, (b) errors, omissions, interruptions, deletions, defects, or delays in operations or transmission of information, in each case whether arising by way of technical or other failures or malfunctions of computer hardware, software, communications devices, or transmission lines, or (c) data corruption, theft, destruction, unauthorized access to or alteration of Submission materials, loss or otherwise. Neither Kaggle nor Competition Sponsor are responsible for electronic communications or emails which are undeliverable as a result of any form of active or passive filtering of any kind, or insufficient space in any email account to receive email messages. Competition Sponsor disclaims any liability for damage to any computer system resulting from participation in, or accessing or downloading information in connection with, the Competition.
\r\nThe Competition Sponsor and Kaggle are not responsible for any injury or damage, whether personal or property, to Participants’ or to any person's computer related to or resulting from participating in this Competition. If, for any reason, the Competition is not capable of running as planned, Competition Sponsor reserves the right in its sole discretion to cancel, terminate, modify or suspend the Competition and/or proceed with the Competition in a manner it deems fair and reasonable. THE COMPETITION SPONSOR AND KAGGLE MAKE NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT. VOID WHERE PROHIBITED, AS SOME JURISDICTIONS MAY NOT ALLOW LIMITATIONS OF EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXCLUSION OF IMPLIED WARRANTIES. EACH PARTICIPANT IS RESPONSIBLE FOR CHECKING LOCAL LAWS TO LEARN IF ANY OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY.
\r\nCompetition Sponsor reserves the right to modify the Start Date, End Date, and the right to modify, add or remove additional Competition deadlines for any reason. Any changes will be communicated through the Competition Website. Competition Sponsor also reserves the right to modify, remove or add Data to the Website upon notice via the Competition Website. NEITHER KAGGLE NOR COMPETITION SPONSOR ARE RESPONSIBLE FOR ANY FAILURE OF A PARTICIPANT TO RECEIVE DATA CHANGES.
\r\nThe invalidity or unenforceability of any provision of these Competition Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Competition Rules shall otherwise remain in effect and be construed in accordance with their terms as if the invalid or illegal provision was not contained herein.
\r\nYou agree that these terms and the relationship between You and Competition Sponsor shall be governed by the laws of the State of Illinois and the United States of America. Except where prohibited, Participant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with this Competition shall be resolved individually, without resort to any form of class action, and exclusively by the United States District Court for the Northern District of Illinois or the appropriate Illinois State Court located in Cook County, Illinois U.S.A.; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Competition, but in no event attorneys’ fees; and (3) under no circumstances will Participant be permitted to obtain awards for, and Participant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.
\r\nAny personally identifiable information collected during a Participant’s participation in this Competition will be collected by Competition Sponsor or its agent and used by Competition Sponsor, its affiliates, agents, and marketers for purposes of the proper administration and fulfillment of the Competition as described in these Official Rules and in accordance with Competition Sponsor's Privacy Policy as stated at http://www.allstate.com/about/privacy-statement-aic.aspx.
\r\nBy participating in this Competition, Participants agree to abide by and accept these Official Rules throughout the Competition and the decisions of Competition Sponsor or Kaggle, which shall be final and binding in all matters relating to this Competition. Participants waive any right to claim ambiguity in these Official Rules. Winning a Prize is contingent upon satisfying all the requirements set forth in these Official Rules. In no event will more Prizes be awarded than are stated in these Official Rules. Competition Sponsor reserves the right, to disqualify any individual found, in its sole opinion, to be tampering with the operation of the Competition, including, but not limited to, the voting aspect of these Official Rules; to be acting in violation of these Official Rules; or to be acting in an unsportsmanlike manner or with the intent to disrupt the normal operation of this Competition. Any use of robotic, automatic, macro, programmed, third party, or like methods to participate in the Competition will void any attempted participation effected by such methods and the disqualification of the individual utilizing the same. CAUTION AND WARNING: ANY ATTEMPT TO DELIBERATELY DAMAGE WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE COMPETITION IS A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY SUCH PERSON(S) RESPONSIBLE FOR THE ATTEMPT TO THE FULLEST EXTENT PERMITTED BY LAW. Competition Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. In the event of any conflict with any Competition details contained in these Official Rules and Competition details contained in promotion material (including but not limited to point of sale, television, and print advertising, promotional packaging, and other promotion media), the details of the Competition as set forth in these Official Rules shall prevail.
", "isPublished": false, "hasIsPublished": false, "postTitle": "", "hasPostTitle": false, "mimeType": "", "hasMimeType": false }, { "name": "Timeline", "content": "All deadlines are at 11:59 PM UTC on the corresponding day unless otherwise noted. The competition organizers reserve the right to update the contest timeline if they deem it necessary.
", "isPublished": false, "hasIsPublished": false, "postTitle": "", "hasPostTitle": false, "mimeType": "", "hasMimeType": false } ] }