[BNP Paribas Cardif](https://www.bnpparibascardif.com/)
creates innovative savings and insurance solutions designed for performance in a world shaped by the emergence of new uses and lifestyles.
A subsidiary of BNP Paribas, BNP Paribas Cardif has become a recognized global specialist in personal insurance, serving 90 million clients in 36 countries with strong positions in three regions – Europe, Asia and Latin America.
BNP Paribas Cardif has a unique business model anchored in partnerships. The company co-creates solutions with distributors in a variety of sectors (including banks, credit companies, the insurance units of automobile manufacturers, telecoms operators, insurance brokers, retailers, etc), who then market the products to their customers.
These strong relationships with its partners allow the company to focus on the different steps of the client experience, in order to determine the right moment to propose a value-added offer.
To achieve that, the company analyses the markets and identifies new opportunities by associating its client knowledge to its insurance expertise. The global footprint of BNP Paribas Cardif is backed by integrated information systems and platforms to facilitate either local or global management of partnerships. What's more, this organization allows efficient adaptation of successful products in different countries or different market segments.
Consistent and high service quality, continual innovation and optimized revenue performance; those are the promises of BNP Paribas Cardif.