Competition bound by T&C, see below. **Competition entries** Competition is only available to students from University of Stellenbosch, University of Western Cape or University of Cape Town. **One account per participant** You cannot sign up to Kaggle from multiple accounts and therefore you cannot submit from multiple accounts. **No private sharing outside teams** Privately sharing code or data outside of teams is not permitted. It's okay to share code if made available to all participants on the forums. **Team Mergers** Team mergers are allowed in this competition, although that means sharing the prize if you make the top five. **Team Limits** There is no maximum team size. **Submission Limits** You may submit a maximum of 5 entries per day. You may select up to 5 final submissions for judging. **Competition Timeline** Start Date: 06/04/2018 Merger Deadline: None Entry Deadline: None End Date: 06/05/2018 12:00 PM UTC Obliged by Legal to add some common sense rules and T&C's. **Prize Allocation** Prizes will be allocated after the final presentation of students. The private leader board entries will account for 65% of the final mark, and the presentation 35%. The judging panel will be made up by Capitec data scientists, and the final presentation will be held in May 2018. Five prizes will be awarded. • 1st place R6,000 • 2nd place R4,000 • 3rd place R3,000 • R 1,500 for other two places **How to enter:** Need to be a student at the University of Stellenbosch, University of Western Cape or University of Cape Town. Enter through the competition website on www.kaggle.com, competition will be hosted at https://www.kaggle.com/c/capitec-bblb-th. **Competition rules** 1. The name of the competition is “Using Data Science to Improve Lives” 2. The competition runs from 6 April 2018 to 6 May 2018 3. The competition closes on Sunday, 6 May 2018 at 12:00pm as per Kaggle’s time. 4. The competition is open to natural persons who are students of the University of Stellenbosch, University of Western Cape or University of Cape Town. 5. The top five entries on the website, based on best AUC score on the private leader board will be selected to do a presentation of their solution. 6. Students selected will need to do a presentation at the agreed venue. 7. The solution resulting in the AUC counts for 65% of the final mark, and the presentation 35%. 8. All entries needs to be submitted to the Kaggle competition page, no manual submissions will be allowed. 9. The top five entries will be contacted via phone or email after the submission deadline. 10. The prizes are not transferable and will only be paid by electronic funds transfer into South African Bank Accounts in the names of the winners. 11. Your entry into the competition and/or your acceptance of the prize (in the event that you win a prize) constitutes your binding acceptance of the competition rules 12. You may not win a prize if it is unlawful for us to supply such a prize to you. If you do win such a prize, you will forfeit it. You must be eligible to win the prize 13. You must possess whatever documents and permissions that may be required in order to accept and use a prize, which documents and permissions it is your responsibility to obtain at your own cost, and which documents and permissions must remain valid in such minimum form 14. We will not be responsible, and disclaim all liability, for any loss, liability, injury, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, which is suffered by your participation in the competition or the acceptance and/or use by you, of any prize, or by any action taken by us or any of our affiliates in accordance with the competition rules 15. If you fail to comply with any of the competition rules, then without prejudice to any other remedy which we may have, you will be automatically disqualified and you will forfeit the prize/s (in the event that you have already won a prize) 16. Our decision is final and no further correspondence will be entered into 17. We reserve the right to vary, postpone, suspend or cancel the competition and any prizes, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this competition and acknowledge that you will have no recourse against us, our affiliates and third-party suppliers 18. We accept no responsibility or liability for any loss or damage to goods or personal injury suffered as a result of participating in or winning any prize, and will also not be responsible or liable for any further expenses or fees required for the purpose of using, applying or enjoying the prize won in this competition 19. The competition is not open to any person who is a director, member, partner, employee, agent or consultant of Capitec Bank or others involved in organising the competition 20. The competition rules will be construed, interpreted and enforced in accordance with the laws of the Republic of South Africa 21. The competition rules are also available at https://www.kaggle.com/c/capitec-bblb-th.