Help Citibank predict defaulters!

Citibank has hired you as a Machine Learning Expert to detect default in their newly launched Citi Gold Card. They have hired you as an Machine Learning and FinTech expert. This is an extremely time sensitive and urgent project as defaulters cause substantial loss to the system. They are willing to compensate heavily! Defaulters cause annually over ~ USD 50 Billion in losses.
The evaluation metric is the accuracy!
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