# [deep daiv.] Loan Default Prediction — Data

来源：https://www.kaggle.com/competitions/deep-daiv-loan-default-prediction/data

本地 Meta Kaggle 快照；不是本次实时页面。

# Dataset Description




## Files

*   **loan_train.csv** - the training set
*   **loan_test.csv** - the test set
*   **loan_sample_submission.csv** - a sample submission file in the correct format

## Columns

* **ID**: unique ID of representative
* **Loan Amount**: loan amount applied
* **Funded Amount**:loan amount funded
* **Funded Amount Investor**: loan amount approved by the investors
* **Term**: term of loan (in months)
* **Batch Enrolled**: batch numbers to representatives

* **Interest Rate**: interest rate (%) on loan
* **Grade**: grade by the bank
* **Sub Grade**: sub-grade by the bank
* **Employment Duration**: duration
* **Home Ownership**: Ownership of home
* **Verification Status**: Income verification by the bank
* **Payment Plan**: if any payment plan has started against loan
* **Loan Title**: The title of the loan
* **Debit to Income**: ratio of representative's total monthly debt repayment divided by self reported monthly income excluding mortgage
* **Delinquency - two years**: number of 30+ days delinquency in past 2 - years
* **Inquires** - six months: total number of inquiries in last 6 months
* **Open Account**: number of open credit line in representative's - credit line
* **Public Record**: number of derogatory public records
* **Revolving Balance**: total credit revolving balance
* **Revolving Utilities**: amount of credit a representative is using - relative to revolving_balance
* **Total Accounts**: total number of credit lines available in - representatives credit line
* **Initial List Status**: unique listing status of the loan - - W(Waiting), F(Forwarded)
* **Total Received Interest**: total interest received till date
* **Total Received Late Fee**: total late fee received till date
* **Recoveries**: post charge off gross recovery
* **Collection Recovery Fee**: post charge off collection fee
* **Collection 12 months Medical**: total collections in last 12 months - excluding medical collections
* **Application Type**: indicates when the representative is an individual or joint
* **Last week Pay**: indicates how long (in weeks) a representative has paid EMI after batch enrolled
* **Accounts Delinquent**: number of accounts on which the representative is delinquent
* **Total Collection Amount**: total collection amount ever owed
* **Total Current Balance**: total current balance from all accounts
* **Total Revolving Credit Limit**: total revolving credit limit
* **Loan Status**: 1 = Defaulter, 0 = Non Defaulters

## Provenance & Contributors

@HemanthSai7


## Source
This dataset is from the hackathon Deloitte ML Challenge.