{
  "fetched_at": "2026-10-20T00:34:41Z",
  "source_url": "https://www.kaggle.com/competitions/ec-dsm-1-spring-2023-lendingclub/data",
  "pages": [
    {
      "name": "data-description",
      "content": "This data set contains the following variables:\n\nloan_amnt: The listed amount of the loan applied for by the borrower. If at some point in time, the credit department reduces the loan amount, then it will be reflected in this value.\nterm: The number of payments on the loan (36 months/60 months).\ngrade: The grade assigned to the loan by LendingClub.\nsub_grade: The sub-grade assigned to the loan by LendingClub.\nemp_length: Employment length in years.\nhome_ownership: The homeownership status provided by the borrower during registration or obtained from the credit report (\"Rent\", \"Own\", \"Mortgage\", \"Other\").\npurpose: A category provided by the borrower for the loan request.\nannual_inc: The self-reported annual income provided by the borrower during registration.\ndti: A ratio calculated using the borrower's total monthly debt payments on the total debt obligations, excluding mortgage and the requested LC loan, divided by the borrower's self-reported monthly income.\nverification_status: Indicates if income was verified by LC, not verified, or if the income source was verified.\ndelinq_2yrs: The number of 30+ days past-due incidences of delinquency in the borrower's credit file for the past 2 years.\nfico_range_low: The lower boundary range the borrower's last FICO pulled belongs to.\ninq_last_6mths: The number of credit inquiries in the past 6 months (excluding auto and mortgage inquiries).\nopen_acc: The number of open credit lines in the borrower's credit file.\npub_rec: Number of derogatory public records.\nrevol_bal: Total credit revolving balance.\nrevol_util: Revolving utilization rate, or the amount of credit the borrower is using relative to all available revolving credit.\ntotal_acc: The total number of credit lines currently in the borrower's credit file.\ninstallment: The monthly payment owed by the borrower if the loan originates.\nint_rate: Interest rate on the loan.\nfunded_amnt: The total amount committed to that loan at that point in time.\nout_prncp: Remaining outstanding principal for total amount funded.\nlast_pymnt_amnt: Last total payment amount received.\ntotal_rec_late_fee: Late fees received to date.\npymnt_plan: Indicates if a payment plan has been put in place for the loan.\nrecoveries: Post-charge-off gross recovery.\ncollection_recovery_fee: Post-charge-off collection fee.\ndefault: Whether the loan defaulted.",
      "isPublished": false,
      "hasIsPublished": false,
      "postTitle": "",
      "hasPostTitle": false,
      "mimeType": "",
      "hasMimeType": false
    },
    {
      "name": "Description",
      "content": " ",
      "isPublished": false,
      "hasIsPublished": false,
      "postTitle": "",
      "hasPostTitle": false,
      "mimeType": "",
      "hasMimeType": false
    },
    {
      "name": "Evaluation",
      "content": " ",
      "isPublished": false,
      "hasIsPublished": false,
      "postTitle": "",
      "hasPostTitle": false,
      "mimeType": "",
      "hasMimeType": false
    },
    {
      "name": "rules",
      "content": " ",
      "isPublished": false,
      "hasIsPublished": false,
      "postTitle": "",
      "hasPostTitle": false,
      "mimeType": "",
      "hasMimeType": false
    }
  ]
}