{
  "id": 72996,
  "title": "Installments number",
  "url": "/competitions/elo-merchant-category-recommendation/discussion/72996",
  "author_name": "",
  "post_date": "2018-11-28T23:59:09.839698Z",
  "votes": 7,
  "comment_count": 6,
  "views": 0,
  "content": "<p>Hello all,\non the historical/new_merchats datasets, i see that there are installments with numbers from [-1,999]. I suppose that the 999  means something like error(190 records only), so they can be excluded. What is the difference between 0 and -1 installments? i suppose that 0 installments means no installments, but then, what does -1 installments mean? there are ~250k records in this category and also approved and non approved transactions</p>",
  "messages": [
    {
      "id": "429487",
      "postDate": "11/28/2018 23:59:09",
      "content": "<p>Hello all,\non the historical/new_merchats datasets, i see that there are installments with numbers from [-1,999]. I suppose that the 999  means something like error(190 records only), so they can be excluded. What is the difference between 0 and -1 installments? i suppose that 0 installments means no installments, but then, what does -1 installments mean? there are ~250k records in this category and also approved and non approved transactions</p>",
      "rawMarkdown": "Hello all,\non the historical/new_merchats datasets, i see that there are installments with numbers from [-1,999]. I suppose that the 999  means something like error(190 records only), so they can be excluded. What is the difference between 0 and -1 installments? i suppose that 0 installments means no installments, but then, what does -1 installments mean? there are ~250k records in this category and also approved and non approved transactions",
      "votes": null
    },
    {
      "id": "430082",
      "postDate": "11/29/2018 19:48:25",
      "content": "<p>Good question. I'm having that question too.</p>",
      "rawMarkdown": "Good question. I'm having that question too.",
      "votes": null
    },
    {
      "id": "430309",
      "postDate": "11/30/2018 07:02:19",
      "content": "<p>same question. </p>",
      "rawMarkdown": "same question.",
      "votes": null
    },
    {
      "id": "439943",
      "postDate": "12/16/2018 17:42:45",
      "content": "<p>182 rows where installments = 999 and authorized_flag = N\n 8 rows where installments = 999 and authorized_flag = Y\nI think the second case is a result from erroneous data entry</p>",
      "rawMarkdown": "182 rows where installments = 999 and authorized_flag = N\n 8 rows where installments = 999 and authorized_flag = Y\nI think the second case is a result from erroneous data entry",
      "votes": null
    },
    {
      "id": "439944",
      "postDate": "12/16/2018 17:50:33",
      "content": "<p>What comes first during a  purchase. entering the number of installments on the POS machine or getting approved or not?</p>",
      "rawMarkdown": "What comes first during a  purchase. entering the number of installments on the POS machine or getting approved or not?",
      "votes": null
    },
    {
      "id": "439947",
      "postDate": "12/16/2018 17:52:51",
      "content": "<p>Hi!, Dimosthenis, I agree with the comments below 999, seems some type of error or problem during the processing of the installments at the moment of the purchase, -1 to me could be that the credit card has some positive cash balance and 0 means no installments</p>",
      "rawMarkdown": "Hi!, Dimosthenis, I agree with the comments below 999, seems some type of error or problem during the processing of the installments at the moment of the purchase, -1 to me could be that the credit card has some positive cash balance and 0 means no installments",
      "votes": null
    },
    {
      "id": "459983",
      "postDate": "01/22/2019 18:56:40",
      "content": "<p>What if there is only one installment? Is it different from installment = 0? Does that mean the card holder will pay at a later time than the monthly pay date?</p>",
      "rawMarkdown": "What if there is only one installment? Is it different from installment = 0? Does that mean the card holder will pay at a later time than the monthly pay date?",
      "votes": null
    }
  ],
  "comments": [
    {
      "id": 430082,
      "author_name": "jinjunding",
      "author_url": "",
      "post_date": "11/29/2018 19:48:25",
      "content": "<p>Good question. I'm having that question too.</p>",
      "votes": null,
      "replies": []
    },
    {
      "id": 430309,
      "author_name": "hardikns",
      "author_url": "",
      "post_date": "11/30/2018 07:02:19",
      "content": "<p>same question. </p>",
      "votes": null,
      "replies": []
    },
    {
      "id": 439943,
      "author_name": "antonspartan",
      "author_url": "",
      "post_date": "12/16/2018 17:42:45",
      "content": "<p>182 rows where installments = 999 and authorized_flag = N\n 8 rows where installments = 999 and authorized_flag = Y\nI think the second case is a result from erroneous data entry</p>",
      "votes": null,
      "replies": []
    },
    {
      "id": 439944,
      "author_name": "antonspartan",
      "author_url": "",
      "post_date": "12/16/2018 17:50:33",
      "content": "<p>What comes first during a  purchase. entering the number of installments on the POS machine or getting approved or not?</p>",
      "votes": null,
      "replies": []
    },
    {
      "id": 439947,
      "author_name": "cv13j0",
      "author_url": "",
      "post_date": "12/16/2018 17:52:51",
      "content": "<p>Hi!, Dimosthenis, I agree with the comments below 999, seems some type of error or problem during the processing of the installments at the moment of the purchase, -1 to me could be that the credit card has some positive cash balance and 0 means no installments</p>",
      "votes": null,
      "replies": []
    },
    {
      "id": 459983,
      "author_name": "pukkinming",
      "author_url": "",
      "post_date": "01/22/2019 18:56:40",
      "content": "<p>What if there is only one installment? Is it different from installment = 0? Does that mean the card holder will pay at a later time than the monthly pay date?</p>",
      "votes": null,
      "replies": []
    }
  ],
  "raw_markdown_by_id": {
    "429487": "Hello all,\non the historical/new_merchats datasets, i see that there are installments with numbers from [-1,999]. I suppose that the 999  means something like error(190 records only), so they can be excluded. What is the difference between 0 and -1 installments? i suppose that 0 installments means no installments, but then, what does -1 installments mean? there are ~250k records in this category and also approved and non approved transactions",
    "430082": "Good question. I'm having that question too.",
    "430309": "same question.",
    "439943": "182 rows where installments = 999 and authorized_flag = N\n 8 rows where installments = 999 and authorized_flag = Y\nI think the second case is a result from erroneous data entry",
    "439944": "What comes first during a  purchase. entering the number of installments on the POS machine or getting approved or not?",
    "439947": "Hi!, Dimosthenis, I agree with the comments below 999, seems some type of error or problem during the processing of the installments at the moment of the purchase, -1 to me could be that the credit card has some positive cash balance and 0 means no installments",
    "459983": "What if there is only one installment? Is it different from installment = 0? Does that mean the card holder will pay at a later time than the monthly pay date?"
  },
  "source": "meta"
}