{
  "fetched_at": "2026-10-20T00:00:55Z",
  "source_url": "https://www.kaggle.com/competitions/ga-data-science-workshop/data",
  "pages": [
    {
      "name": "data-description",
      "content": "<h2>File descriptions</h2>\r\n<ul>\r\n<li><strong>train.csv</strong> - the training set</li>\r\n<li><strong>test.csv</strong> - the test set</li>\r\n<li><strong>submission.csv</strong> - a sample submission file in the correct format</li>\r\n<li><strong>data-dictionary.xlsx</strong> - supplemental information about the data</li>\r\n<li>etc...</li>\r\n</ul>",
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    {
      "name": "Description",
      "content": "<p><strong>Improve on the state of the art in credit scoring by predicting the probability that somebody will experience financial distress in the next two years.</strong></p>\r\n<p>Banks play a crucial role in market economies. They decide who can get finance and on what terms and can make or break investment decisions. For markets and society to function, individuals and companies need access to credit.</p>\r\n<p>Credit scoring algorithms, which make a guess at the probability of default, are the method banks use to determine whether or not a loan should be granted. This competition requires participants to improve on the state of the art in credit scoring, by predicting the probability that somebody will experience financial distress in the next two years.</p>\r\n<p>The goal of this competition is to build a model that borrowers can use to help make the best financial decisions.</p>",
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    {
      "name": "Evaluation",
      "content": "<p><a href=\"http://www.kaggle.com/wiki/AreaUnderCurve\">AUC Metric</a></p>",
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    {
      "name": "rules",
      "content": "\r\n\t<!-- Begin Base Rules -->\r\n    <h3>One account per participant</h3>\r\n    <p>You cannot sign up to Kaggle from multiple accounts and therefore you cannot submit from multiple accounts.</p>\r\n    <h3>No private sharing outside teams</h3>\r\n    <p>\r\n        Privately sharing code or data outside of teams is not permitted.\r\n        It's okay to share code if made available to all participants on the forums.\r\n    </p>\r\n    <h3>Team Mergers</h3>\r\n    <p>Team mergers are not allowed in this competition.</p>\r\n\r\n    <h3>Team Limits</h3>\r\n    <p>There is no maximum team size.</p>\r\n    <h3>Submission Limits</h3>\r\n    <p>You may submit a maximum of 2 entries per day.</p>\r\n    <p>You may select up to 2 final submissions for judging.</p>\r\n    <h3>Competition Timeline</h3>\r\n    <p>Start Date: <strong>10/4/2014 3:07 AM UTC</strong></p>\r\n    <p>Merger Deadline: <strong>None</strong></p>\r\n    <p>Entry Deadline: <strong>None</strong></p>\r\n    <p>End Date: <strong>10/12/2014 11:59 PM UTC</strong></p>\r\n\t<!-- End Base Rules -->\r\n<p>The rules page is a bit special: it will auto-update the text based on the parameters of the competition. The rules you need to add here are any additional rules relating to dataset usage. You may also put grading information here. </p>",
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}